Our staff have passed the examinations set by Specialist Automotive Finance (SAF) and Automotive Compliance to enable us to advise you on the best way to fund your purchase when choosing your new vehicle.
Subject to status we can offer credit on all of our vehicles
3rd Party Finance Companies
ESP Cars does not discriminate against you using a 3rd Party Finance Company to obtain your funds, however we specialise in Sub Prime Credit* and may be able to offer you better terms and conditions when using US as opposed to another funder who is relying on the sale of a high finance rate as their source of income.
General Terms and Conditions
Please note you will not own the vehicle outright until all payments are made.
If you default on your finance payments, then the vehicle may be repossessed by the finance provider.
You must be 18 years or older to apply for finance.
Finance is not guaranteed, and any finance application is subject to a credit check and individual circumstances.
If you require any further information, please do not hesitate to contact us.
The finance provider will have their own Terms and Conditions, please contact them directly for further information.
We are a credit broker and not a lender. We can introduce you to a limited number of lenders and their finance products. We are not an independent financial advisor and we act as agent for this introduction. We may advise you on the products, subject to your personal circumstances, though you are not obliged to take our advice or recommendation. We do not charge you a fee for our services. Whichever lender we introduce you to we will typically receive a commission from them (either a fixed fee or fixed percentage of the amount you borrow). For your reassurance, all of the lenders we work with could pay commission at different rates, but the commission we receive does not influence the interest rate you will pay. Our aim is to secure finance for you at the lowest rate you are eligible for from our panel of lenders. If you ask us what the amount of commission is, we will tell you in good time before the finance agreement is executed. All finance applications are subject to status, terms and conditions apply, UK residents only. Guarantees may be required.